Tips on purchasing your first home

buying your first home

Buying a home is one of the biggest investments you will ever make, which makes it one of the most important decisions you have to make. Purchasing a home could be exciting and overwhelmingly demanding at the same time, and you will need to be on guard if you want to make a great decision that will satisfy your family’s needs for years to come. Below are some tips to help you and some mistakes you should avoid.

Have your finances in place

Purchasing the kind of home that you want and need depends a lot on your budget. In the modern world we are living in, housing rates are rising by the day, and no matter where you are, having your finances in order should be the first step before you look for a home. Compare mortgage rates as well as your loan options so that you know the kind of home to look for. Be sure you know what kind of loan you qualify for before shopping, and be sure that you will be comfortable with the payments. There’s no point in falling in love with your dream home, only to be let down when you learn it’s just out of reach.

Visit property websites and real estate developers

first house

Visit the dealers around your area to ask about the rates, the current market value and whether there are chances of those rates being slashed in the near future. You should also visit some property websites to view the various types of homes available in the area and any other additional information you can find to help you out.

Location

  • Before making the purchase, make a thorough research on the area considering a few aspects such as; security of the area.
  • The infrastructure surrounding it.
  • Transportation.
  • The kinds of activities around that area.

Structural aspects

The structural aspect of the house is very important so be sure to look for things like cracks in walls or on floors as well as broken windows.

  • Municipality plan approval- It is important you make sure that house was built according to the guidelines because if anything went wrong, it will be your responsibility to rectify it. You should also find out if you can register your home once you purchase it.
  • Shop around to make sure you are getting what you are paying for and see to it that the house is inspected by a professional to make sure that there are no roof problems and that the plumbing, electrical systems as well as heating systems are working accordingly.

The neighborhood

How is the neighborhood

You might want a quiet area so drive around there on a weekend and a weekday to get the dose of what you will have when you move in. If you have children, think about their schools and transport as well as recreations areas then check on the garbage pickup.

Security

Make sure the house comes with warranties as well as insurances, especially in areas with bad weather. Check for security systems since no city is 100% safe anymore.

What to Avoid

When buying a home, keep important aspects in mind, like if you need to expand the family, you should ensure the house is spacious to accommodate those needs. Make sure that you will be able to tolerate that neighborhood for the rest of your days.

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Tips on how to keep your home beautiful

Beautiful Home

Everyone feels most comfortable when in their homes. After a long tiresome day from work, we look forward to going back home to relax. When your home looks good and attractive, you will not only feel more comfortable but the house will also be more “homey.” A beautiful looking home can creates a good feeling and uplifts mood of those living in the house. A research that was conducted by an independent institution found out that most people don’t know what to do to make their home beautiful and attractive. In this article, we are going to give you tips on how to keep your home beautiful.

  1. Organize your house

The biggest challenge that many homeowners have is failing to organize their house by task. A home that is well organized will automatically look beautiful. You need to organize your house by task so that so that things that are most relevant to each job are placed where they are likely to be used. For instance, your children books should be stored in their study room instead of being placed in the living room.

  1. Decorate the living room

The living room is the place where you will spend most of your time. It is also the first view that your guest will have when they enter your house. It is therefore very important to ensure that your living room makes a good first impression not only to the visitors but also to people living in the house. If you have a TV in your living room, it is very important to ensure that the seating arrangement surround’s the TV. To even make your living to look unique and beautiful, you can place a rug that has a unique shape. You can also add some photos of your entire family as well as that of your friend in the living room.

  1. Choose a good flooring

Most people usually put more attention decorating the walls and the room but forget the flooring. Flooring is one of the most visible part of the house and can make or break its beauty. One of the best ways to decorate your home is by choosing a good flooring that blends well with color and design of the house. There are many types of flooring available in the market. Consult an expert to help you choose the right one for your house.

  1. Include flowers

A bouquet of flowers always makes a home beautiful and homey. The good thing about flowers is that they are available in many different types. Do not have one type of flower all-round the house, include different varieties to give your house a vibrant look. If you don’t have real flowers, you can also buy a bouquet of colorful artificial flowers to make your house look beautiful. Don’t forget to clean them on a regular basis.

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Things to watch out for when choosing a realtor

When selling or buying a new home you always want to make sure you are choosing the right real estate agent. The right agent can help you buy the perfect home or sell your previous home quickly and for a good price. A bad agent can ruin your sell and leave you with less money than you previously asked for. Considering how important it is to have a good agent, there are many people who still give little thought to who they choose to be their real estate agent.

Real estate agent

Make sure you ask around town and friends when in search for an agent. Look to see which realtors are buying and selling the most homes and read online reviews about them.

Never be afraid to ask questions, if you would like to, interview at least four real estate agents to decide which one you like best. Question how they plan to advertise your home, what type of buyer are they targeting, and how will they get your house in front of those buyers.

If you are looking to buy a house ask how often will they communicate with you and has he worked with house buyers in your situation before.

Real Estate

Here are some red flags to keep an eye out for, when choosing your real estate agent:

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